Rollovers

Make the most out of your hard-earned assets! Consider rolling over your participant assets from your 401(k) or other retirement plan into an Individual Retirement Account (IRA). This strategic move offers numerous benefits that can empower you to secure your financial future with confidence.

One of the primary advantages of an IRA is increased flexibility and control over your investments. Unlike a 401(k), which typically offers a limited selection of investment options chosen by your employer, an IRA gives you the freedom to tailor your portfolio to your unique financial goals and risk tolerance. You can choose from a wide range of investment vehicles, including stocks, bonds, mutual funds, real estate, and more, allowing you to diversify your holdings to minimize risk. You may even be able to invest your IRA money into alternatives like Private Equity (PE) real estate such as the Eddleman Real Estate Fund or precious metal IRAs.

Another compelling reason to opt for an IRA is tax advantages. With a traditional IRA the tax-deferred dollars can be transformed into tax-free dollars by utilizing a Roth conversion. By strategizing such a conversion based upon market conditions and tax rates a portfolio can be optimized well into the future. And, with Eddleman & Eddleman having an full accounting and tax team with CPAs on staff, we can help you maximize these strategies with tax planning that most other investment advisors can't. Finally, because there are no Required Minimum Distributions (RMDs) on a Roth IRA, these advantages can even become multi-generational.

In summary, rolling over your retirement plan assets into an IRA can provide you with greater investment flexibility, tax advantages, and control over your financial future. Take the first step toward a more secure retirement by considering this strategic move and partnering with Eddleman & Eddleman to guide you through the process. Your retirement dreams are within reach with the power of an IRA at your disposal.